The local savings companies have been the target of
considerable criticism since their establishment in
1999. This is directed especially at the fact that their
existence gives the savings bank group an unusual
and clumsy structure compared with the traditional
cooperative banks. For in the latter, the members of
the cooperative participate directly in the banks
without any intermediate agents. As a result, the
avowed aim of the savings bank group to participate
without restrictions in a widely familiar and usual
(cooperative) legal form has not been completely
achieved by the reform of 1999. Moreover, the criti-
cism also attacks the high administrative costs
caused by the existence of numerous savings associ-
ations/companies at...
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COURT OF APPEALS THIRD APPELLATE DISTRICT UNION COUNTY
COURT OF APPEALS THIRD APPELLATE DISTRICT UNION COUNTY
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