Summary of Doctoral Thesis Economic management: Capital mobilization of VietNam bank for agriculture and rural development

Purpose of the study: Basing on the systematization and contributing to clarify a number of theoretical issues on capital mobilization of commercial banks. By analyzing and evaluating the situation of capital mobilization in Agribank, the thesis proposes the main direction and solutions to improve mobilization in Agribank in the coming time.
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Summary of Doctoral Thesis Economic management: Capital mobilization of VietNam bank for agriculture and rural development HO CHI MINH NATIONAL ACADEMY OF POLITICS TRINH THE CUONG CAPITAL MOBILIZATION OF VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SUMMARY OF DOCTORAL THESIS FIELD OF STUDY: ECONOMIC MANAGEMENT CODE: 62 34 04 10 HA NOI - 2018 THE THESIS WAS COMPLETED AT HO CHI MINH NATIONAL ACADEMY OF POLITICS Supervisors: 1. DR. DANG NGOC LOI 2. ASSOC. PROF., DR. BUI VAN HUYEN Reviewer 1: Reviewer 2: Reviewer 3: The thesis shall be defended in front of the Thesis Committee At Academy Level at Ho Chi Minh National Academy of Politics At hour date month year 2018 The thesis can be found at the National Library and The Library of Ho Chi Minh National Academy of Politics LIST OF WORKS PUBLISHED BY THE AUTHOR RELATING TO THE THESIS 1. Trinh The Cuong (2012), Restructuring banks – Issues set out, Journal of Economics and Forecasting, (7). 2. Trinh The Cuong (2015), Solutions to expand banks’ credit capital for agricultural and rural development, Journal of Financial and Monetary Markets, (17). 3. Trinh The Cuong (2015), The Role of Agribank in promoting credit for the development of Vietnam Bank for Agriculture and Rural Development, Journal of Economics and Forecasting, (9). 4. Trinh The Cuong (2015), Solutions to promote capital mobilization activities of Agribank, Journal of Finance, (615). 5. Trinh The Cuong (2015), Capital mobilization at Agribank Trang An and some issues set out, Journal of Finance, (609). INTRODUCTION 1. The necessity of the thesis Due to the nature of the activity of a financial intermediary that is borrowing for lending and providing other financial services, capital moilization is a decisive factor for business operations of commercial banks, as a result, commercial banks pay much attention on the mobilization of capital. For countries with developed financial markets, commercial banks are often more favorable in mobilization the capital because banks can use a variety of mobilization tools in different market segments at low cost. Meanwhile, for countries with financial markets not yet developed such as that of Vietnam nowadays, the mobilization of capital often involves many difficulties due to lack of internal economic potentials, undiversified and inflexible financial market, which leads to an increase in the costs of capital mobilization, putting the commercial banks to face several business challenges. For Vietnamese commercial banks, including Agribank, due to the complicated business environment in recent years, the risks in business are high not only in the list of outputs but also in input products which are source mobilization. The complicated nature of the risks also makes it difficult for commercial banks to mobilize capital sources while raising capital mobilization costs quite high compared to most commercial banks in the region, posing an urgent need today in in the future that is, besides finding measures to expand the source mobilization, it is necessary to step by step enhance the efficiency of capital mobilization, thus improving the business efficiency of commercial banks. Moreover, for Agribank, the majority of customers are farmers and those from farming sector in rural areas and mainly in credit relations with huge and increasing demand for loans while the mobilization of capital in the rural areas still involves many difficulties, requiring Agribank to strengthen the management of capital mobilization. In the context of deep integration of the economy, the need to consolidate and enhance the competitiveness of banking services business, meeting the capital requirements of Agribank to accelerate the sustainable development of the economy, the requirement to manage capital mobilization of commercial banks in Vietnam in general, and of Agribank in particular, is very urgent. In fact, Agribank's capital mobilization basically meets the business requirements in each period and at the same time, serve well Agribank's development strategy in the medium and long term. In addition to the achievements, Agribank’s capital mobilization also sets out a number of issues that need further researching and resolving, such as the sustainability of the capital mobilization activity, the legitimacy of the activities of mobilizing capital, or the control of operational risk in this activity. Considering all of the above factors, the author selected the topic Capital mobilization of the Bank for Agriculture and Rural Development in Vietnam as the topic of the doctoral thesis in Economics, majoring in Economic Management. 2. Research purposes and research tasks Purpose of the study: Basing on the systematization and contributing to clarify a number of theoretical issues on capital mobilization of commercial banks; By analyzing and evaluating the situation of capital mobilization in Agribank, the thesis proposes the main direction and solutions to improve mobilization in Agribank in the coming time. Research tasks: + To systematize and clearly show some theoretical issues about capital mobilization of commercial banks; + Analyzing and evaluating the current status of the capital mobilization at Agribank, mainly in the period 2011-2016, showing the achievements, limitations and causes of limitations. + Suggesting direction and major solutions to promote the mobilization at Agribank in the coming time