The main results indicate that competition positively impacts on the probability of loan non-payment. However, more specifically, expanding lending products also denotes a positive effect on the capability of non-repayment, supported by the “competition – instability” prevalent view.
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The impact of competition on credit risk: The case of Vietnam commercial banks
The impact of competition on credit risk: The case of Vietnam commercial banks
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Credit risk Lerner index Commercial banks Non-repayment Loan non-payment U-shapeTài liệu có liên quan:
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